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You can get a loan of anywhere between $1,000 and $5,000 for any reason, whether it be to pay for a vehicle repair, home improvement expense, or even a vacation

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A Better Personal Money Solution To Get Funds, Fast, Anywhere!

With Rapid5kFunds, you can receive funding up to $5,000. We partner with over 100 authorized lenders. This allows us to cover almost 50 states. The $5000 is received quickly and from the privacy of your own home.

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Personal Loans Online

Our Online Form is quick, secure, and hassle free. You can fill out our Online Form from the privacy of your own home.

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All Credit Types Considered

There are many advantages with Rapid5kFunds. You can fill out our Online Form with any credit type at Rapid5kFunds.

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See Money In Your Account

Another Advantage is that the funds are deposited directly into your bank account as soon as the next business day!

Fast connect with a Lender who understands your financial needs!

What is a personal loan?

A personal loan is a way for an individual to receive up to $5,000 in funding. It is a loan that can be used for home enhancements, item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way to 5 years. Our simple Online Form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!

Basic Loan Requirements

  • Must be at least 18 years old.
  • Must be a U.S. citizen or Permanent Resident.
  • Currently employed and receive steady income.
  • Have a bank account to receive the funds, ideally with direct deposit.

Disclosure Policy

Please read the follow disclosures. There is information about General Loan information, APR information, Renewals and Repayment Terms.

The following is an APR Disclosure. The Annual Percentage Rate describe the interest rate for the whole year. It is a charge expressed as an annual rate. Rapid5kFunds cannot guarantee any APR, since we are a lending network. When accepting a loan from a lender, the lender can provide a different APR than our range. Please check the loan disclosure before approving and signing the agreement for your loan.

Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" Features. These conveniences often come for an additional fee. Please ask the lender who you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.

Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.

How It Works

Fast, easy and secure Online Form.

Rapid5kFunds realizes that financial programs come unexpected and always at a bad time. We believe that lending should be made easy, fast and not only rely on the individual's past history. We are here to help. The process starts with completing the Online Form. The Online Form must be completed accurately to make sure the funding is not sent to the wrong individual. Lenders use the information provided to verify your identity before sending you the funding.

One of the advantages of using Rapid5kFunds is that we have many lenders that have different lending methods. This means that you are more likely to be approved by a lender within our network because there are more options available to you.

Since each lender has their own lending policies, once approved, please be sure to read their disclosures and lending practices carefully before you sign and agree to the loan.

Frequently Asked Questions

  • What is a Personal Loan and what can I use it for?

    People get personal loans to help with home repairs, unexpected expenses, and more. Such a loan from one of our lenders can help you get the cash you need! Just fil out our Online Form. Follow the short process and if you are approved, receive your cash loan!

  • Are there any fees?

    Rapid5kFunds will always provide a service free of charge. That is not to say that your lender will give you a loan for free. However, they must provide you the full disclosure of your loan upon approval. It is then your responsibility to read through this before agreeing.

  • What is the biggest amount I can receive.

    $5,000. Though not all lenders are able to lend you $5,000.

  • How do you protect my privacy and personal information?

    We take privacy seriously, and so we use industry-standard encryption on our website to do our better so that third parties cannot intercept your data. You can also take a look at our privacy policy for more details on this.

  • What if I'm late or skip a payment?

    Lenders are usually forgiving if you contact them directly. Though some may automatically add a Fee if it is in the agreement. Please contact the lender directly if you will have an issue paying an installment.

  • How/when do I repay the loan?

    Please check the loan agreement from your lender for specifics on this, as each loan may vary.

  • What is "APR"?

    APR stands for annual percent interest rate. This is the interest rate you will be charged for your loan. The fees and APR will be provided to you in writing after acceptance of your loan. If you are accepted by one of our lenders, always check the documentation they provide to ensure you are prepared for any fees and interest rates that apply. Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan!

Fees & Interest

Rapid5kFunds will always provide a service free of charge. That is not to say that your lender will give you a loan for free. However, they must provide you the full disclosure of your loan upon approval. It is then your responsibility to read through this before agreeing.

Rapid5kFunds IS NOT A LENDER. The Rapid5kFunds website does not offer or provide loans, but rather, it offers a service. It should not be construed as a lending agent or broker. The site does not endorse any lenders and does not charge visitors any fees. The website owners do not evaluate potential lenders’ applications, nor do they approve or deny credit. The Rapid5kFunds website does gather applicants personal information and transmits it to lenders that are part of the site’s lending network. No one is required to make use of this website, nor are they under any obligation to begin contact with site operators or to attempt to secure a loan with any of the site’s lending partners. Some, but not all, lenders may offer loans of up to $5,000, and loans tend to range between $1,000 and $5,000. Transmission of your financial and personal information on the website in no way obligates lenders to offer you a loan or any other kind of credit product. Be aware that cash transfer times can vary, depending on the lender and the bank you use. It may be necessary to fax information under certain circumstances. All questions about loans, and any concerns you may have should be directed to your lender. These loans are intended as short-term financial solution to satisfy borrowers’ needs for immediate monetary relief. This is not intended to be part of a long-term financial plan for individuals. These services are not offered in all states. Potential borrows may undergo credit check if lenders choose to use any of the major credit reporting bureaus, including Equifax, Trans Union and Experian. They may also use other alternative sources to check credit ratings. Your request for a loan constitutes your agreement and acknowledgement that (A) your personal data may be shared with lenders and perhaps other third-party partners, and (B) lenders can acquire credit bureau reports that detail your credit history. Reports from major credit bureaus, such as Equifax, Experian and TransUnion may be obtained and used to evaluate your reliability as a borrower.